Memberships Benefits

Awareness & Mission Oriented Benefits*

These benefits are designed to help members live a healthier and happier life. The UCA is committed to increasing emotional awareness in support of a loving and caring environment for children through the use of information, education, workshops and programs.

Consumer Savings Benefits*

Auto Care
Movies
Car Rentals
Hotel Stays
Online Retail Stores
and more
Flowers
Restaurants
Magazines
Gift Cards


Discount Medical Programs*

These features are not insurance – rather, they are discount medical programs that will help reduce the expense of obtaining care and treatment (in addition to your insurance benefits).

Hospital Stays
Dental Work
Chiropractic Treatments
Lab Work
Vision Care
Hearing Care
Doctor Visits
Prescription Drugs
and more

 

Accident Insurance Benefits

Underwritten by Guarantee Trust Life Insurance Company.
Emergency Room
Excess Accident Medical Expense
Air Ambulance
Accidental Death and Dismemberment
Accident Disability
Call Us
1-888-874-8094
Monday-Friday
9:00 a.m. to 7:00 p.m. EST

E-Mail Us
info@OptimumFreedomPlan.com


Critical Illness Insurance Benefit (add-on)

Underwritten by Standard Life and Accident Insurance Company. Coverage is accessible through a membership in the UCA.


Group Accidental Death Insurance Benefit (add-on)

Underwritten by Catlin Insurance Company, Inc. Coverage is accessible through a membership in the UCA.

If you are injured in a covered accident and the covered injury from such accident causes death within 365 days from the date of the accident, the insurance company will pay the amount shown. On a Family Plan, spouse is covered at 50% of primary benefit and children are covered at 25% of primary benefit.


Blanket Group Sickness Plan & Accident Plan Insurance Benefits

Coverage is accessible through two Blanket Group Policies issued to the UCA.
  1. A Blanket Group Sickness Plan
  2. A Blanket Group Accident Plan
Both plans are underwritten by either Freedom Life Insurance Company of America or National Foundation Life Insurance Company, depending upon your state of residence. Not available in all states


*The Awareness & Mission Oriented Benefits, Consumer Savings/Lifestyles Benefits and Discount Medical Programs are provided to you as part of the privileges of your membership in UCA, but are NOT HEALTH INSURANCE.




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NOTE: THIS WEBSITE IS A BRIEF DESCRIPTION OF THE BENEFITS INCLUDED IN THE UCA MEMBERSHIP. BENEFITS MAY OR MAY NOT BE INCLUDED IN ALL PLAN OPTIONS. SEE PLAN CHART FOR EXACT LISTING OF BENEFITS IN EACH MEMBERSHIP PLAN. THE PRIMARY MEMBER (AND SPOUSE) MUST BE BETWEEN THE AGES OF 18 AND 64 YEARS. MEMBERSHIP ENDS UPON THE ATTAINED AGE OF 65. SEE TERMS AND CONDITIONS OF THE GROUP POLICY FOR DEFINITIONS AND EXCLUSIONS. TERMS AND CONDITIONS MAY VARY BY STATE.

THE POLICIES INCLUDED IN THE UCA MEMBERSHIP ARE NOT INTENDED TO PROVIDE THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA). UNLESS YOU HAVE ANOTHER PLAN (SUCH AS MAJOR MEDICAL COVERAGE) THAT PROVIDES MINIMUM ESSENTIAL COVERAGE IN ACCORDANCE WITH THE ACA, YOU MAY BE SUBJECT TO A FEDERAL TAX PENALTY. ALSO, THE BENEFITS PROVIDED BY THE POLICIES INCLUDED IN THE UCA MEMBERSHIP CANNOT BE COORDINATED WITH THE BENEFITS PROVIDED BY OTHER COVERAGE. PLEASE REVIEW THE BENEFITS PROVIDED IN THE UCA MEMBERSHIP CAREFULLY TO AVOID A DUPLICATION OF COVERAGE. THE POLICIES INCLUDED IN THE UCA MEMBERSHIP ARE NOT MAJOR MEDICAL OR COMPREHENSIVE MEDICAL INSURANCE COVERAGE, AND ARE NEITHER A MINIMUM ESSENTIAL HEALTH BENEFIT PLAN NOR WORKERS’ COMPENSATION INSURANCE UNDER FEDERAL AND/OR STATE LAW.

The Discount Medical Plans included in membership are provided by Patriot Health Florida, Inc., a discount medical plan organization. The features are not health insurance policies and are not available in all areas. The features provide discounts to certain health care providers for medical service and do not make payments directly to the providers for medical services. The member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with Patriot Health Florida, Inc., located at 160 Eileen Way, Syosset, New York 11791, 800-292-3797. Discount medical Plans are not available in AK, MN, MT, ND, SD, VT and WA.